CHARTERED FINANCIAL PLANNER
CERTIFIED FINANCIAL PLANNER cm
CFP Chartered MCSI
Richard’s career in Financial Services began in 1988, as a Financial Consultant with Legal & General, during his time with them he gained a thorough grounding in providing financial advice to private clients and businesses. Moving on to become an Independent Financial Adviser in 1995, he built on those early foundations, gaining a significant number of high-level qualifications and in-depth knowledge of investment funds and bespoke financial planning.
On a day-to-day basis Richard deals with investment and pension planning for clients who are either in or approaching retirement. He also advises Company Directors and business people on retirement planning matters, business risk mitigation, shareholder planning and exit planning. He has expertise in the use of Self-Invested Pension Plans (SIPPs & SSASs), both for retirement planning generally and for holding commercial property in particular. Local solicitors have called on Richard to help their clients who need advice on the financial aspects of divorce proceedings, especially in respect of pension arrangements. Additionally, Richard advises the Board of Trustees of two local charities on their investment policy, and handles their investment portfolios.
Outside work, Richard enjoys travelling, walking in the Lake District, and the odd spot of DIY.
Janet has over 30 years’ experience in Financial Services starting her career in 1985 working in a large life insurance office.
After becoming a Broker Consultant for Scottish Equitable in 1995, Janet was responsible for business development, working with Financial Advisers in the North West of England, including the Isle of Man. Here she gained an in depth knowledge of the Isle of Man’s financial environment, and the offshore investment market.
Before founding Opus Wealth Management, Janet was employed as an Independent Financial Adviser for nearly 7-years where she played a major role in developing solutions for wealthy clients. She specialises in the provision of advice and development of bespoke services in relation to Inheritance Tax and Trust planning. Janet is a member of the Personal Finance Society and CISI.
Outside of work Janet is a keen cook and loves to spend time in her kitchen devising and adapting recipes to test on her partner John. She is also devoted to her little dog Saffron (also the ‘office dog’) and they both enjoy taking regular walks on Blackpool beach (when the tide and preferably the sun is out!)
Opus Wealth Management Ltd can provide you with comprehensive investment advice, designed to make the most of your money. We spend time listening to you, to get enough personal and financial data to enable us to make the correct recommendations...
The individual and group pensions market is an ever-changing world, especially with the introduction of the pensions freedom legislation, and it can be difficult to keep track of what options are available with regards to your retirement planning...
At Opus many of our clients are either business owners or retired business owners. Over the years we have learned a lot about how business owners tick. Together with our many years of experience, we have gained specialist qualifications...
Effective Tax Planning can legitimately reduce the amount of tax you have to pay, thereby increasing your disposable income and/or the return on your savings and investments. Both Janet and Richard have specialist qualifications in tax planning...
Opus Wealth Management
286 Church Street,
Blackpool, FY1 3QA
Tel: 01253 595959
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